Mkulima
Agriculture Loan
Expand your cabbage farm with the right financing for inputs, irrigation and $0 scale.

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Biashara
Loan Solution
Expand your inventory, upgrade your space, and serve your community better with Elegant Credit.

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Asset
Finance Loan
Now Enjoy smooth, reliable driving with our simple stress-free Asset Financing.

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01.

Salary Advance &

Business Loans

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02.

Crop & Livestock

Agriculture Financing

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03.

LPO financing &

Asset Financing

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About Us

Reliable & Cost
Efficient loans

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We provide financial services to small businesses, employees, and entrepreneurs, thus bridging a major gap in the financial industry. The institution supplements and complements the role played by banks, Saccos, and other financial services.

Services

Our Products

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image Business Loans

This product is designed to finance individuals and entities in small and medium enterprises.

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image Inua loan

This facility is offered solely to female clients who have logbooks discounted at 60%.

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image Jijenge loan

This facility is offered solely to male clients who have logbooks discounted at 50%.

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image LPO Financing

This product is designed to finance individuals and entities in small and medium enterprises.

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image IPF –Insurance Premium Financing

This facility is offered solely to female clients who have logbooks discounted at 60%.

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image Asset Finance Loan

This is a facility finances asset acquisition.

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image Salo Advance

This is a facility advanced to salaried individuals only.

Faq

FAQ

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We don't have a fixed interest rate however we price the risk-The higher the risk the higher the interest and vice versa.

Up to 50% of the vehicle’s value, in consideration of net monthly cash flows and up to a maximum of KES 2,000,000.

Yes. The car’s year of manufacture must not exceed 15 years.

Monthly installments through post-dated cheques or via direct bank deposit or through our paybill No.

The report will only be accepted if the valuation company is on our panel of authorized valuers

We shall need to install an additional tracker, from one of our authorized tracking companies.

We offer flexible repayment period of Up to 12 months

No, we serve all clients within Kenyan boarders.

No, we waive interest for the remaining period.
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Core Values

ECL
Core Values

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Partners